My Granddaughter Wants to be a Trucker

By on 6-30-2015 in Criminal Defense

My granddaughter wants to be a trucker. I find this to be at once cute and also worrying.

She is, after all, only twelve, and she may still be young enough to have silly dreams with unrealistic ideas about different jobs. What did I want to be at twelve? I wish I could remember. Perhaps I still held out hope of being a superhero or a pirate. I don’t want to crush such dreams because, after all, she’s still a kid.

But is she? It’s been so long since I was twelve. And, unfortunately, I wasn’t particularly “there” when my son was at that age. I’ve been trying to make up for those mistakes by helping with my granddaughter, but one of the problems is that I lack that first go-round experience that might have made these situations easier to know how to respond.

My worry is that she is old enough to be thinking more clearly about her future life choices and that either this shows she’s falling behind in maturity compared to her peers or else, she actually wants to be a trucker.

I want to be clear that I don’t think there’s anything wrong with truckers, at least in theory. Stuff has to get transported, and as far as I can tell, they do a fairly good job moving that stuff around the country. The pay doesn’t seem to be too bad, and families can be raised on the income trucking provides. I don’t think a trucker is necessarily a worse person than anyone else in the world. Truckers are just people like everyone else. If I meet one in line at a store or at a bar, I don’t think worse of him.

But I don’t want my granddaughter to be one. Having searched my heart, I think I have three reasons for this, primarily at least. First, I want something better for her. She’s clever and charming, and I think she could go far in any career she chooses. She could be a doctor or a lawyer or run a corporation. She’s that smart. That may be the grandpa blinders I’ve got on, but I think it’s honestly true.

Second, she’s a girl, and while I’m all for a woman taking on any job a man does, I worry that the life of a trucker would be more dangerous for her. She’d be out all night, sleeping in rest stops, spending time perhaps around disreputable people.

Third, trucking is dangerous. There are lots of trucking accidents, and she’s more likely to get hurt doing that than working in an office in some fancy skyscraper.

Am I overthinking this? I just don’t know. Again, I didn’t get this part right the first time around. My son isn’t worried. He’s bought her some model trucks and even wants to take her to ride along with a trucker friend he has sometime over the next month.

But I’m still worried. I want her to have such a good life, and I just don’t know how to help her right now.

Workplace Injuries in Raleigh NC

By on 6-30-2015 in Criminal Defense

Most Americans spend nearly one-third of their lives sleeping, and another third of their lives at work. It is only reasonable that you should feel safe where you work if you spend so much time there, but for those who work dangerous jobs, that is not always the case. That is why worker’s compensation is so important. Knowing that in the event of an injury you will not be financially crippled or completely out of a job is a comforting thought. North Carolina is actually below the national average for workplace injuries, and while that is fantastic, it is still important for all employees to be covered.

Workplace injuries are more common in industrial jobs, but in North Carolina, ALL business that employs three or more people must have worker’s compensation insurance, according to the North Carolina Industrial Commission. This is incredibly important because even nonindustrial jobs such as working at an animal shelter can still put employees at risk of serious harm or infection. Even if you are an independent contractor of a company based in North Carolina, your employer must still be required to carry worker’s compensation insurance. Unfortunately, there are exceptions to this rule. Certain employees of railroad companies need not be covered by this insurance, and farms that employ fewer than ten nonseasonal workers also do not need to provide worker’s compensation insurance. Some may argue that these rules are in place to give small businesses the chance to grow by not burdening them with needing to purchase insurance to cover all of their employees, but I think it would be far more ethical to allocate state funds to these new businesses so that every employee can feel safe at work.

According to the North Carolina Department of Commerce, in 2013, the number of injuries in the workplace decreased from 2012, and North Carolina was only one of 12 states that were below the national average. While that is an impressive statistic, it did not last for long. The number of fatal workplace injuries jumped in 2014, and then again in 2015, according to the Bureau of Labor and Statistics. The industry that had the most deaths was the private construction industry at 30 deaths, most from slips and falls. A whopping 95% of the 150 total work related deaths in North Carolina were men. 25% of these deaths were workers who were self-employed, which is incredibly important because the North Carolina Worker’s Compensation act provides many exceptions to those who own their own businesses.

Even though worker’s compensation is the norm for most North Carolina workers, there is a lot more the state could do to protect its workers. North Carolina could start by expanding the NCWCA to include those who are self-employed, as well as small businesses. Helping out our employees in the event of an injury is definitely worth the cost.

How to Appeal a Denied Long-term Disability Claim

By on 6-30-2015 in Criminal Defense

If your long-term disability claim has been denied, you should not just mope and give up. You should stand up and fight for the financial assistance you deserve, because after all, you can make an appeal for the insurance company to reconsider your claim. Below are the following things you can do to effectively make an appeal.

Study the denial letter

Before anything else, read and thoroughly understand the letter of denial, because it contains the reason why your claim is denied. It is important to know the reason so you know what aspect of the claim you can improve. For example, if the denial letter says that your claim has been denied due to the lack of medical evidence to prove your disability, you may want to get more medical records and opinions from your physician.

Check the deadlines

The denial letter contains not just the reason behind the denial, but also the deadlines to make and file an appeal. It is important to take note of these deadlines, because there is nothing more tragic than a legitimate claim being denied just because the deadline has not been reached.

Get the right records

Insurance companies and mediators may fail to get all the proper records that can effectively prove your disability, so it is your duty to make sure that all records, such as X-rays, MRIs, surgery reports, and emergency room records, are included in your appeal to improve your claim. The lack of proper records is often the reason behind the denial, so having more of them always gives you better chances.

Ask for testimonies

Testimonies may not be as powerful as official medical records, but they can help in improving your case. Ask family members and friends to write their observations and opinions on how you are physically limited because of your medical condition.
It is even better if these testimonies come from the right authorities, like physicians and vocational experts.

Get legal help

According to the website of Fields Disability, there are long-term disability attorneys – attorneys that know how the system works and can help your application to be accurate, complete, and submitted on time. Sometimes, having professionals who know how to navigate these legal matters is your best bet in getting your claim approved and your appeal reconsidered.

Fire Hazards in Offices

By on 6-30-2015 in Criminal Defense

Property owners should ensure the safety of their premises, especially if it is used by other individuals. In fact, they are legally required to do so, as failure to commit to this responsibility can result into premises liability claims.

One of the most common premises liability issues is fire. Fire accidents don’t just happen at home, as they can also happen in workplaces such as offices. Below are some of the fire hazards in office spaces, so property owners and employees alike can minimize or remove their risks.

Wiring Issues
Faulty wiring typically results into fire accidents. Make sure that your area has a proper wiring system and consult professionals for possible damages and maintenance. There are also instances where the wiring issues have been caused by the negligence of the property owners and employees, such as the case for the overuse of extension cords.

Since the use of electronic devices has become more prevalent, more and more offices are becoming prone to extension cord and power strip overuse.

Defective Office Equipment
Computers are the primary equipment in most offices. Though desktops and laptops have mechanisms to prevent overheating and fire, these mechanisms may be defective and malfunction. To ensure the safe use of desktops, give them ample space to avoid blocking the heat from escaping. For laptops, avoid using them on soft surfaces where their heat circulation can also be compromised

Defective Appliances
Appliances that can be found in office spaces can also be fire hazards. Make sure that these appliances are functioning properly to avoid accidents. This is especially true for appliances that involve heat, such as coffee makers and hotplates.

Combustible Materials
The presence of combustible materials can amplify the dangers of the other fire hazards in this list. If combustible materials are present near wiring issues, defective office equipment, and defective appliances, they may become the catalyst to spread fires. In offices, the most common combustible materials are papers, folders, partitions, and carpets.

Steps to Take After You’ve Been in a Car Accident in Philadelphia, PA

By on 6-30-2015 in Criminal Defense

Car accidents happen more and more frequently all over America. In Pennsylvania alone, a total of 121,317 traffic crashes were reported in the 2014. According to data from the Pennsylvania Department of Transportation, these accidents caused 1,195 fatalities and left almost 80,000 people injured and in need of medical attention. On average, these numbers translate to about 14 crashes every hour, 9 injuries every hour, and 1 death every 7 hours.

Considering the frequency that car accidents happen all across the state, Philadelphia residents should learn to prepare for the possibility that they too might find themselves in a similar situation. Take note of the following steps that could help make insurance claims and possible personal injury claims go over more smoothly.

The first step you should take is to write down the make, model and license plate number of the other car involved in the collision. You should also use this time to take note of the other driver’s personal details, particularly their name, contact number, address, and insurance details. After exchanging information, try surveying the damage caused by the collision and take pictures of your car and the other driver’s using your mobile phone. At this point, you could also ask any by-standers about what they witnessed and write down their account of the accident. You can then contact your insurance provider to inform them of what happened.

With all of this out of the way, you should go ahead and get checked for any injury. You should also contact a car accident attorney and discuss with them legal options you can pursue. To help your lawyer build a strong case, make sure you keep track of time you missed from work due to the crash and resulting injuries, as well as making estimates to how much it would cost to get your car repaired.

If you have been in a car accident, it’s important to remember to direct all questions from insurance providers to your attorney. Remember that you shouldn’t talk to anyone other than your legal representative regarding the situation. Allow your lawyer to help you mount a strong case and communicate with them openly and honestly.